Welcome to Oregon real estate mortgage .com. Our Oregon mortgage brokers are the best in Oregon. Oregon real estate mortgage .com takes pride in our Oregon FHA loan bankruptcy and foreclosure programs. Our site provides information on Oregon equity loans, Oregon debt consolidation loans, Oregon second mortgages, Oregon home improvement and home equity credit line loans and pre-qualifying 1st time home buyers on a OR home loan.

Oregon FHA Loan Information -Bankruptcy & Foreclosures

"A credit report will be obtained on the borrower and any lates, collections, judgments, foreclosures, bankruptcies, etc. must have a justifiable explanation in writing by the borrower.

In the event of a foreclosure, the borrower has three years from the date the claim was paid until he/she is eligible for another FHA loan, unless the foreclosure was the result of extenuating circumstances beyond the borrower's control and the borrower has since established good credit.

Chapter 7 bankruptcy requires the borrower to wait at least two years from the date of discharge.

Chapter 13 bankruptcy requires the borrower to have been paying on the bankruptcy for at least one year, performance must have been satisfactory and the borrower must also receive court approval to enter into the mortgage transaction. "

Other Oregon FHA Loan Information:

• Bankruptcy and foreclosures
  
• Down payment gifts
  
• Energy efficient mortgages
  
• FHA Bridal registry account
  
• FHA Mortgage insurance
  
• HUD reverse mortgage program
  
• Property improvement loan insurance (PMI)
  

No Points - No Cost Loans!

Whatever happened to the conventional wisdom of waiting for the rates to drop 2% before refinancing? You have a 30-year fixed loan at 8.5%. A loan officer calls you up and says they can refinance you to a rate of 8.0% with no points and no fees whatsoever. What a dream come true! No appraisal fees, no title fees and not even any junk fees! How can a bank and broker do this? More no points and no costs loans.

Oregon First Time Home Buyer

Oregon Real Estate Mortgage.com offers numerous first time home buyer programs. These programs include HFA, which offers lower interest rates; MCC, which features reduced taxes; and CHB, which offers lower down payments. Contact us if you would like information on any of these programs or wish to participate. More Oregon First Time Home Buyer Information.

Oregon Real Estate

• Portland Oregon
  
• Springfield Oregon
  
• Eugene Oregon
  
• Salem Oregon
  
• Redmond Oregon
  
• Milwalkie Oregon
  
• Bend Oregon
  
• Oregon City Oregon
  
• Gresham Oregon
  
• Burns Oregon